Medicare help for you, or for your mom or dad.
Two problems arrive only with Medicare. A monthly premium surcharge based on income you no longer earn. And a hospital saying it is time to leave before you agree. We prepare the paperwork that answers both, for one flat price you see before you pay.
Maybe this is for you. Maybe you are reading it for a parent. Either way, the same things are true.
The price is fixed and shown up front. We never take a share of anyone's savings. Everything we prepare is sent by you, or by the family member helping you, so nobody else ever touches your accounts. And if you have a question, you ask us. We answer in writing within 48 hours.
Lower a Medicare premium surcharge (IRMAA)
$179 / $279If your income dropped after you retired, you may be paying a surcharge based on income from two years ago. There is an official form that asks Social Security to use your real income instead. We prepare the whole thing. $179 for one person. $279 for a married couple.
Read moreHospital discharge kit
$49Told that you, or your parent, must leave the hospital before you feel it is safe? Medicare gives you the right to a fast, independent review. The deadlines are short. Our kit walks you through every step, today. $49.
The appeal deadline is set by Medicare, not by us, and we cannot extend it. The fast appeal must be requested no later than the day the patient is scheduled to leave, while they are still in the hospital. Medicare's own information is at medicare.gov.
Read moreWhy a section just for seniors
These two problems have something in common.
In both cases the official process is free, real, and almost unknown. Hospitals and Social Security do not go out of their way to explain it.
Our job is to explain it plainly, prepare every form and letter your case needs, and stay available for your questions while you see it through.
If you are helping a parent
You can buy either product for a parent.
You can gather the documents together, and send everything in their name.
Our instructions are written so you can sit down with them and go through it step by step.
If a question comes up, either of you can ask us.
Questions
No.
We are an independent service. We have no connection to Medicare, Social Security, or any government agency. The appeals and forms we prepare are official government processes that anyone can use.
The purchase happens on this website, and our answers to your questions arrive by email.
A family member can handle the online part for you. The documents themselves are printed and sent by mail or fax, exactly as the government processes require, and our instructions cover that.
No.
One price, paid once. No enrollment, no subscription, nothing billed to your insurance.
The documents, front to back
Do-this-now instructions
- One flat fee
- Never a percentage
- Answers within 48 hours
- Ready in 2 business days
- Full refund before delivery
- You send it yourself
You send everything yourself, in your own name. You can read a real sample before you buy, and your documents are deleted 90 days after your order.