Free help with medical bills
Practical, plain-language guides for the situations people actually face. Each one is free, with clear steps you can take yourself.
After an ER visit
The ER Bill Map
Bills from strangers after one ER visit. What may be coming, and what to do as each one lands.
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When the total makes no sense
Itemized Bill Requests, From Anyone
A total doesn’t tell you what you were charged for. Get the itemized version of any bill, then know what to check.
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Before you leave the hospital
The Discharge Planner
Told to leave the hospital too soon? The free review that exists, and the bills that follow the stay.
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Before surgery
The Surgery Organizer
Don’t wait for the bills to learn what surgery may cost. Ask the right questions in writing before the procedure.
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When you’re worried about credit
Medical Bills and Your Credit
Worried a medical bill has reached your credit report? See what can appear, what shouldn’t, and how to challenge an error for free.
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When you’re helping a parent
Parents and Medical Bills
Helping a parent when nobody will talk to you. Get authorized, gather the paperwork, and build one clear picture of the bills.
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When a collector contacts you
Collections Communication Kit
A collector called. How to slow it down, ask for proof, and keep everything in writing.
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When your Medicare premium changes
IRMAA, Start to Finish
Your Medicare premium jumped. What the letter means, and how the free filing works.
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