Behind on medical bills?
What Happens If You Don't Pay
Here are the facts, calm and straight. What actually reaches your credit, when a bill can still be wrong, and the real options. No scare, just where you stand.
Two ways through
Do It Yourself, Free
The truth about medical debt and credit, the timeline that applies, and the options in plain language: question it, apply for help, a payment plan.
Too Many Bills to Face Alone?
We list every open bill of any age, check each one, and prepare it all in one file. One flat fee, no income requirement.
Why people choose us
A person reads every line, not software.
One flat fee, never by the hour.
Plain language, answers within 48 hours.
Checked against the hospital's own published prices.
More than one bill, or not sure where this fits? Tell us what happened.
Patient Stand prepares documents and explains the process. We do not give legal, financial, medical or tax advice, we do not act on your behalf, and we cannot promise any outcome. We are not a law firm, a debt adjuster, or a credit repair organization. We are not affiliated with Medicare, any government program, any hospital, any insurer, or any collection agency. Deadlines are set by Medicare, your provider or the collector and never by us.