A medical bill in collections? Do not pay until it is proven.
We prepare the letter that makes the collector prove the debt is really yours and really correct, a plain-English summary of your rights, and a check of what can and cannot appear on your credit report in your state. $149, even for bills every other service turns away.
This is for you if
This is for you if
- A collector is contacting you
- Make them prove it
- Know your rights first
THE PROBLEM, IN THE BUYER'S WORDS
A collections letter is designed to frighten you into paying fast. Slow down. Collectors must verify a debt if you ask in writing, medical debt has special credit protections that differ by state, and plenty of people pay debts that are wrong, or not theirs, or that should not be on their credit report at all. Nobody told them otherwise. We will.
THE CLOCK MATTERS HERE
Your strongest rights are time-limited, and the clock starts from the collector's first contact with you, not from when you decide to act. That is the single most important thing on this page. The sooner you send the validation letter, the more options you have.
INCLUDED WITH EVERY ORDER
Plain instructions for every document, and 30 days of questions about your case, each answered in writing within 48 hours.
What you get
A debt validation letter that requires the collector to prove the debt is yours and the amount is correct
Your rights under the federal Fair Debt Collection Practices Act, explained without the jargon
A check of the medical debt credit reporting rules that apply in your state right now
Where it fits your case, a check of whether the hospital followed the required waiting periods before sending you to collections
- One flat fee
- Never a percentage
- Answers within 48 hours
- Ready in 2 business days
- Full refund before delivery
- You send it yourself
Your order
$149. One collection account.
No percentage of your bill or your savings. No income requirement.
Patient Stand prepares documents and explains the process. We do not give legal, financial, medical or tax advice, we do not act on your behalf, and we cannot promise any outcome. Deadlines are set by Medicare, your provider or the collector, never by us. Meeting them is your responsibility. Medicare's own information is at medicare.gov.
The documents
The findings
The instructions
- One flat fee
- Never a percentage
- Answers within 48 hours
- Ready in 2 business days
- Full refund before delivery
- You send it yourself
You send everything yourself, in your own name. You can read a real sample before you buy, and your documents are deleted 90 days after your order.
Questions
Not before you know it is correct and actually yours.
Validation costs you nothing but a letter, and it is the first thing we prepare.
We cannot promise removal, and anyone who does is misleading you.
What we can do is tell you what the current rules in your state say about whether it belongs there, and prepare the dispute letters if it does not.
Because they take a share of whatever they save, which you cannot know in advance, and because the validation window is running while you negotiate the terms of somebody else's fee.
Ours is one price, known now, and the letter goes out in your name this week.